You can CC earlier if you want too, at the end of the day, the choice belongs solely to you. People are merely suggesting the optimal route.
Besides, if you cry about 40-50's cost now, wait till you have to get units from 80-99 (once AW comes) guess the MILLIONS you gonna spend for those few stats.
And today is Mone-day, you shouldn't have issues getting a few 100k if you are saving stam now.
Once the higher tier for monday dailies comes out, there are also more efficient maps for monday dailies.
80/3 for confirmed 15k+same units drops as the current hard daily. Effectively +20 char = +15k gold which is pretty decent.
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WTF you freaking whale, sponsor me a new aigis car.