There are no stat reason for hoarding them till you have ten, just if the singles you give to your girl do NOT raise her level, by all means. If its going to raise her level then you have to be aware the next level is going to be more expensive for all other combinations. And obviously none of this matters if she's already at max level.

The only reason to hoard ampies to 10 (and beyond) is if you want to feed them to a girl you do not have yet. Then the can be used as exp and ampies (and also cost effectively) when the your new girl is still low level.